Justia U.S. 11th Circuit Court of Appeals Opinion Summaries

The case concerns an automobile accident in which the insured, Consul, rear-ended another driver, Choisser, causing injuries and significant vehicle damage. Consul’s insurer, Progressive, provided coverage with $10,000 bodily injury and $10,000 property damage limits. After the accident, Progressive determined Consul was fully at fault. Progressive and Choisser’s attorney began settlement negotiations, during which Progressive sought a release of any loss of consortium claim from Choisser’s wife and required transfer of the vehicle title for what it deemed a total loss. Choisser’s attorney objected to these conditions, stating he did not represent the wife and disputing the total loss valuation. Negotiations stalled, and Choisser ultimately sued Consul. The property damage claim settled, but the bodily injury claim proceeded to trial, resulting in a judgment exceeding $1 million against Consul.Following the judgment, Consul sued Progressive in the United States District Court for the Middle District of Florida, alleging bad faith in Progressive’s settlement negotiations and communications. Progressive moved for summary judgment, arguing it had acted reasonably under the circumstances. The district court granted summary judgment in Progressive’s favor, concluding there was no evidence of bad faith and that Progressive’s actions were reasonable, including its handling of the consortium waiver and title transfer issues.On appeal, the United States Court of Appeals for the Eleventh Circuit held that summary judgment was improper. The appellate court found that genuine disputes of material fact existed regarding whether Progressive acted in bad faith, particularly concerning the reasonableness of requiring the consortium waiver, the handling of the vehicle title, and communication with Consul. The Eleventh Circuit vacated the district court’s judgment and remanded the case for further proceedings, holding that a reasonable jury could find Progressive failed to fulfill its duty of good faith under Florida law. View "Consul v. Progressive American Insurance Company" on Justia Law

Police in Manatee County, Florida, began investigating an individual known as “Dre” following a tip that he was selling drugs and collecting payments through Cash App. Surveillance linked “Dre” to a residence in Bradenton, which was then associated with Andre Adams Jr. Officers observed frequent, brief visits to the home and witnessed Adams hand items to visitors. Trash recovered from the property contained evidence of drugs, and Cash App records revealed Adams received over $67,000 in small payments, with some transactions referencing drug slang. Adams had no reported employment during this period. A search warrant was obtained for the residence, where officers found substantial evidence of drug trafficking, including narcotics, cash, firearms, and paraphernalia. A subsequent search of a storage unit rented by Adams uncovered more drugs, cash, and firearms.A federal grand jury indicted Adams on charges of possessing drugs with intent to distribute, possessing a firearm in furtherance of a drug trafficking crime, and possessing a firearm as a convicted felon. Adams moved to suppress evidence, arguing the search warrant affidavit omitted material information, and sought a hearing under Franks v. Delaware. A magistrate judge recommended denying his motions, finding Adams failed to submit a sworn statement as required, and the district court adopted this recommendation. Adams’s evidentiary objections to the introduction of his financial records and employment history were also denied, as was his request for a specific jury instruction on “mere presence.” At trial, the jury convicted Adams on all counts.The United States Court of Appeals for the Eleventh Circuit reviewed and affirmed the district court’s decisions. The appellate court held that Adams was not entitled to a Franks hearing, the evidentiary rulings were proper or harmless, the jury instructions were adequate, the evidence was sufficient to support the convictions, and the 228-month sentence was substantively reasonable. View "USA v. Adams" on Justia Law

Several Medicaid enrollees in Florida, whose benefits were terminated due to income-based eligibility determinations, challenged the adequacy of the notices they received from the state. These notices, generated by Florida’s Department of Children and Families (DCF), typically stated that Medicaid benefits would end because “household income is too high,” but did not include essential individualized information such as the household size used, the countable income figure, the income threshold applied, or the specific Medicaid eligibility category considered. In some cases, the notices also included contradictory or confusing information about which household members were affected. Many recipients later learned that their coverage had been terminated or restored in error, but the notices did not provide enough detail for them to understand or contest the agency’s decisions.The case was brought as a class action in the United States District Court for the Middle District of Florida, focusing on whether the notices met the requirements of due process. After a bench trial, the district court found that the written notices were confusing, lacked sufficient individualized detail to explain the state’s decisions, and failed to enable recipients to understand or meaningfully challenge their benefit terminations. The court also found that other sources of information available to recipients, such as call centers or online resources, did not cure these deficiencies. The district court issued a declaratory judgment and a permanent injunction, requiring Florida to provide clear and case-specific information in future notices before terminating Medicaid benefits for income ineligibility.On appeal, the United States Court of Appeals for the Eleventh Circuit affirmed the district court’s judgment. The court held that Florida’s notice system, considered as a whole, did not satisfy due process because it was not reasonably calculated to adequately inform recipients of the reasons for benefit termination or enable them to decide whether to contest the action. View "Chianne D. v. Secretary, Florida Agency for Health Care Administ" on Justia Law

The defendant, previously convicted of serious felonies, was indicted for possessing a firearm as a felon after officers found a firearm in his vehicle during a traffic stop. He initially pleaded not guilty, but later changed his plea to guilty. While released on bond awaiting sentencing—subject to home detention and an ankle monitor—the defendant requested and received removal of the home detention condition. Shortly before sentencing, he was arrested for armed robbery. The incident involved two masked men robbing a victim at gunpoint, stealing cash, jewelry, and a cell phone. Circumstantial evidence, including location data from the defendant’s ankle monitor and a tracking device registered to him, placed him at the scene and linked him to the crime.The United States District Court for the Middle District of Florida held a bond revocation hearing, found probable cause the defendant violated his release conditions, revoked his bond, and later conducted a sentencing hearing. The presentence report initially recommended a reduction for acceptance of responsibility, but after the robbery charge, a revised report removed the reduction and increased the guideline range. The prosecution sought an upward variance based on the new criminal conduct. At sentencing, the district court considered testimony and evidence from both hearings, denied the reduction for acceptance of responsibility, and imposed a 96-month sentence, citing the defendant’s continued dangerous conduct.The United States Court of Appeals for the Eleventh Circuit reviewed the case. It held that the district court did not reversibly err in finding the defendant committed armed robbery by a preponderance of the evidence, did not plainly err in considering the robbery to deny the offense-level reduction for acceptance of responsibility, and did not impose an unreasonable sentence. The court affirmed the conviction and sentence. View "USA v. Lemaine" on Justia Law

A Georgia inmate was sentenced to death after being convicted by a jury of two counts of malice murder, along with other crimes, based on evidence that he and an accomplice burglarized a residence, set fire to another nearby home, and killed two victims. The inmate confessed to the crimes and was linked by physical evidence. After exhausting his appeals in the Georgia Supreme Court and being denied certiorari by the United States Supreme Court, he filed a state habeas petition, which was denied, and the Georgia Supreme Court denied his application for a certificate of probable cause to appeal.Following these state proceedings, the inmate filed a federal habeas corpus petition in the United States District Court for the Southern District of Georgia, raising nine claims with approximately sixty subclaims. The Warden argued that most claims were procedurally defaulted, unexhausted, or insufficiently pleaded under Rule 2(c) of the Rules Governing Section 2254 Cases. The district court dismissed six subclaims as insufficiently pleaded, some on its own motion (sua sponte), and denied the petitioner’s motion for reconsideration and for leave to amend the petition, reasoning that the petitioner had long been aware of the pleading requirements and had delayed seeking leave to amend.On appeal, the United States Court of Appeals for the Eleventh Circuit addressed the narrow question of whether the Constitution required the district court to give the petitioner notice and an opportunity to amend before dismissing subclaims sua sponte for insufficient pleading. The Eleventh Circuit held that the petitioner had adequate notice of the pleading requirements and the possibility of dismissal under the applicable rules and case law, and that he had sufficient opportunity to be heard, including through his original petition and motion for reconsideration. The court therefore affirmed the district court’s denial of the habeas petition. View "O'Kelley v. Warden, Georgia Diagnostic Prison" on Justia Law

The defendant was convicted in 1997 of participating in a conspiracy to rob drug dealers at gunpoint, resulting in the theft of large amounts of money and drugs. He received a total sentence of 468 months, which included consecutive sentences for two convictions under 18 U.S.C. § 924(c) related to firearm use during crimes of violence and drug trafficking. At the time, sentencing law required a 20-year consecutive sentence for a “second or subsequent” § 924(c) conviction, even if both convictions arose from the same prosecution.Following a 2018 amendment to § 924(c), which eliminated the “stacking” requirement for first-time offenders with multiple convictions in a single prosecution, the defendant moved for a sentence reduction under 18 U.S.C. § 3582(c)(1)(A)(i) in the United States District Court for the Southern District of Florida. He argued that the change in law, though not retroactive, constituted an “extraordinary and compelling” reason for a reduction under a 2023 Sentencing Commission policy statement (U.S.S.G. § 1B1.13(b)(6)). The district court granted the motion, reduced the defendant’s second § 924(c) sentence from 20 to 5 years, and ordered his release.The United States Court of Appeals for the Eleventh Circuit reviewed the district court’s decision. The appellate court held it had jurisdiction over the government’s appeal. On the merits, the court concluded that the district court erred because, under Rutherford v. United States, 608 U.S. 454 (2026), the 2018 non-retroactive amendment to § 924(c) cannot, as a matter of law, constitute an “extraordinary and compelling” reason for a sentence reduction under § 3582(c)(1)(A)(i). The Eleventh Circuit reversed the district court’s order and directed reinstatement of the original sentence. View "USA v. Rizo" on Justia Law

The petitioner was convicted in Florida state court in 2013 of two counts of first-degree grand theft and one count of second-degree grand theft for taking investments from three individuals and using the funds for personal expenses. He was sentenced to fifteen years in prison and ordered to pay $835,000 in restitution. His conviction and sentence were affirmed by the Florida Fourth District Court of Appeal, and his motion for rehearing was denied in January 2016, making his conviction final ninety days later. Shortly before his conviction became final, he filed a motion to reduce his imprisonment, which was denied in April 2016. He later mailed a separate motion, challenging only the restitution part of his sentence, but this motion was never docketed by the state court. In December 2017, he filed a state post-conviction motion, which was eventually denied and became final in December 2022.The United States District Court for the Southern District of Florida dismissed his federal habeas petition as untimely under the Antiterrorism and Effective Death Penalty Act (AEDPA), holding that the one-year limitations period was not tolled by his undocketed motion challenging restitution, because it did not challenge the custody-imposing portion of his sentence. The district court also found no basis for equitable tolling and held, in the alternative, that his ineffective-assistance-of-counsel and due process claims were not colorable.On appeal, the United States Court of Appeals for the Eleventh Circuit affirmed the district court’s dismissal. The Eleventh Circuit held that a motion challenging only restitution does not toll AEDPA’s statute of limitations, because restitution does not relate to the custody underlying habeas relief. Therefore, his federal habeas petition was untimely, and the court did not reach the merits of his constitutional claims. The district court’s order was affirmed. View "Cormier v. Florida Department of Corrections" on Justia Law

Several individuals sought the Republican nomination for Governor in Georgia’s 2026 primary election. Under state law, only certain officials—including the Lieutenant Governor—could create a special “leadership committee” that was permitted to raise and spend unlimited funds in direct coordination with their campaigns. Burt Jones, the Lieutenant Governor, formed such a committee to support his own campaign. Brad Raffensperger, Georgia’s Secretary of State, also ran in the primary, but his supporters—including Safe Affordable Georgia, a hybrid political action committee (PAC) chaired by Raffensperger—were subject to contribution and coordination restrictions and could not operate a leadership committee.Safe Affordable Georgia filed suit in the United States District Court for the Northern District of Georgia, challenging these campaign finance restrictions as violating the First Amendment. The group sought a preliminary injunction to prevent enforcement of the contribution and coordination limits against it, specifically so it could support Raffensperger’s campaign during the ongoing primary. The district court denied the motion for preliminary injunction. Safe Affordable Georgia appealed to the United States Court of Appeals for the Eleventh Circuit, seeking expedited review.By the time the Eleventh Circuit heard the appeal, the 2026 primary election was over and Raffensperger’s campaign had ended. The Eleventh Circuit concluded that the case was moot because the court could no longer provide meaningful relief relating to the completed election. The court also found that the “capable of repetition yet evading review” exception to mootness did not apply, as there was no reasonable expectation that the same dispute would recur involving the same parties. Consequently, the Eleventh Circuit dismissed the appeal and remanded the case with instructions to dismiss it as moot. View "Safe Affordable Georgia, Inc. v. Chairman of the State Ethics Commission" on Justia Law

The case concerns a defendant who pleaded guilty to conspiracy to distribute, and possession with intent to distribute, methamphetamine, fentanyl, and cocaine. The defendant was part of a group engaged in distributing these drugs from multiple residences. Law enforcement conducted several search warrants at locations linked to the group, recovering significant quantities of the controlled substances and other evidence. The defendant admitted to being involved in the conspiracy, selling drugs at one of the residences, and participating in music videos promoting the drug operation.After the indictment, the defendant entered a guilty plea to both conspiracy and substantive drug charges without a plea agreement. The United States District Court for the Middle District of Florida accepted the plea. At sentencing, the court relied on the presentence investigation report, which attributed to the defendant all drugs seized in connection with the group’s activities at various residences. The court also applied a two-level enhancement for maintaining premises for drug distribution, based on co-conspirator conduct. The defendant objected, arguing he should be accountable only for drugs at the location where he sold, and that the enhancement should not apply based on co-conspirator actions.On appeal to the United States Court of Appeals for the Eleventh Circuit, the defendant contested the drug quantity attributed to him and the application of the sentencing enhancement. The Eleventh Circuit held that the district court did not clearly err in attributing the full drug quantity to the defendant because the relevant conduct included reasonably foreseeable acts of co-conspirators within the scope of the conspiracy. The court also held that the premises-maintaining enhancement could be based on co-conspirator conduct if it was reasonably foreseeable. The court affirmed the sentence. View "USA v. McLaurin" on Justia Law

First Solar Electric LLC was constructing a solar power plant in Georgia when five heavy rain events damaged the project. First Solar held a builders risk insurance policy with Zurich American Insurance Company, which covered both water and flood damage but applied different deductibles: $100,000 for water damage and $2.5 million for flood damage. Zurich initially determined the damage was water-related and issued three advance payments to First Solar, applying the lower deductible and not reserving rights to later change its determination. Subsequently, Zurich reversed its coverage decision, classified the events as floods, and asserted that the higher deductible applied, concluding First Solar’s losses did not exceed the deductible and closing the claim.The United States District Court for the Middle District of Georgia reviewed the dispute. It granted partial summary judgment to both parties, finding that, absent waiver, the flood deductible applied, but Zurich had waived its right to enforce the flood deductible for all events by its conduct. The court also ruled that the policy’s suit-against-the-company provision did not bar First Solar’s suit as untimely. The case proceeded to a jury trial solely on damages, after which the court denied Zurich’s motion to strike a damages witness and entered final judgment in favor of First Solar.On appeal, the United States Court of Appeals for the Eleventh Circuit held that: (1) Georgia law permits an insurer to waive a deductible provision that limits payment, but not coverage; (2) Zurich waived the flood deductible for the first three rain events by its unconditional payments and conduct, but a genuine factual dispute remains as to waiver for the last two events; (3) the suit-against-the-company provision is not a suit-limitation bar; (4) the district court did not abuse its discretion in denying sanctions; and (5) absent waiver, the flood deductible applies. The judgment was affirmed in part, vacated in part, and remanded for further proceedings. View "Zurich American Insurance Co. v. First Solar Electric LLC" on Justia Law